Budgeting for Beginners

What feelings surface when you think about your financial future? It could possibly be making you anxious or concerned just by bringing it up. If you are not sure about your financial future, chances are that you are not alone!  Research suggests that only one in three Americans have a budget. Many people are anxious about their finances but are still controlled by their spending habits that cause this anxiety. I can definitely say this from experience. Until about two years ago, I never budgeted my money or had no clue how to deal with my finances.

If you can relate, there is no shame in that! No matter your age, it is time to get your finances together and experience freedom! I have adapted many of this from Financial Peace University with Dave Ramsey. If you need some serious help with finances, I strongly recommend taking his class. 

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